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4 Beds
3 Baths
1,928 sqft

$640,000

512 ELM STREET, FREDERICK MD, 21701

Price per sqft$331.95
Built in1915
Property size1,928 sqft
Property typeResidential

Overview

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Listed Sep 18, 2026

Updated 5 days ago

Some homes are renovated, others are thoughtfully cared for, carefully improved and beautifully preserved. 512 Elm Street is decidedly the latter. Built in 1915 and impeccably maintained, this distinctive Frederick home pairs the craftsmanship and character of its era with exceptionally well-considered updates—all within walking distance of Baker Park, Hood College & historic Downtown Frederick. The first impression is unforgettable. A deep wraparound front porch finished in true 1-inch mahogany decking, complete with a hanging porch swing, creates an inviting place for morning coffee or watching the neighborhood go by. Its location alongside an alley provides something equally uncommon for an in-town home: additional separation from its neighbor, abundant natural light & a private off-street parking space. Inside, original hardwood floors, beautifully preserved woodwork and a built-in bench speak to the home's 1915 heritage. Energy-efficient tilt-in replacement windows fill the rooms with light, while the original masonry fireplace, converted to a gas fireplace/stove, adds warmth and character to the living room. Thoughtfully reimagined in 2015, the kitchen was opened to the dining room for a more gracious flow while remaining sympathetic to the home's architecture. Quality custom cabinetry offers exceptional storage with pull-out shelving and a dedicated spice rack, complemented by Quartz countertops and a generous peninsula. The adjoining dining room is framed by a beautiful box bay window. Attention to detail continues with a former closet transformed into a butler's pantry offering additional counter space, storage and a discreet home for small appliances. A convenient powder room was added just off the kitchen, and even a toe-kick heater beneath the cabinetry was incorporated to warm your feet on cold mornings. Beyond the kitchen, a fully hardscaped, wonderfully private courtyard extends the living space outdoors—ideal for dining, entertaining or a quiet evening at home. A gate provides direct access to the off-street parking space. The second floor offers three comfortable bedrooms, an updated full bath and access to a charming private porch. Custom blinds dress the bedroom windows, and the care invested in this home extends beyond what is immediately visible, including painstakingly replastered walls in the front bedroom & hallway rather than simply concealing the imperfections of a century-old home. The third floor is an unexpected indulgence. Designed as a private owner's retreat, the entire level offers a spacious bedroom, full bath with double sinks and generous walk-in closet with a custom organization system—a beautifully conceived sanctuary rarely found in a home of this vintage. The lower level adds a family room refinished in 2012 with built-in shelving, along with laundry, utility and storage areas. Improvements behind the scenes are equally thoughtful. A Carrier mini-split system installed in 2020 provides both air conditioning & heat without compromising the home's architecture with extensive ductwork. Blown-in attic insulation enhances efficiency, and the roof features 30-year architectural shingles installed in 2006. Set on a quieter residential street just one block from Hood College, 512 Elm Street offers the opportunity to truly enjoy Frederick on foot. Stroll to Baker Park, continue into the Historic District for dinner, shopping, coffee or an evening downtown, then return to the relative calm of Elm Street and that wonderful wrap around porch. For buyers searching for a historic Frederick home with four bedrooms, 2.5 baths, off-street parking, original hardwood floors, an updated kitchen, private third-floor primary suite, finished lower level & exceptional outdoor living spaces, this is an increasingly rare combination. Here, quality and preservation were chosen allowing a century of character to not simply survive, but to be beautifully celebrated.

$4,258/mo

Est. mortgage payment based on a $640,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
MDFR2088982

Interior Features

Bedrooms
4
Bathrooms
3
Fireplace
Yes
Heating
Yes
Basement
Yes

Exterior Features

Lot Size
0.04 Acres

Other Property Details

Taxes
$6,843
Tax Frequency
Annually
View
Yes
55+/Senior Community
No
MLS provider logo

Listed by Bach Real Estate
Listing Contact: 3017881887 

The IDX display contains information sourced from the Bright MLS, Inc. as of 10/2/2026. This data is intended solely for personal, non-commercial use and is not to be utilized for any other purposes except to identify potential properties for purchase. Although the MLS data displayed is typically considered reliable, it is not guaranteed to be accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and are advised to conduct their own investigations or seek professional assistance. Other sources besides the Listing Agent may have contributed to the MLS data presented. Unless expressly specified in writing, the Broker/Agent has not confirmed any information obtained from external sources. The Broker/Agent may or may not have acted as the Listing and/or Selling Agent and cannot guarantee the accuracy of property locations displayed on any map. Any compensation offers are solely made to participants of the MLS where the listing is registered.

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Data last updated on 10/2/2026 at 12:42 AM UTC

 

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